Home
Search results “Health care plans as incoem”
All about Section 80D | Income Tax deduction on Health Insurance | Tax Saving Tips by Yadnya
 
04:06
The Section 80D of the Income Tax Act, 1961 deals with tax deductions on medical insurance. This section allows you to receive tax deductions on premiums made for medical insurance for yourself and on behalf of your family. To know more in details, please watch the video. Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/InvestYadnya Facebook Group - https://goo.gl/y57Qcr Twitter - https://www.twitter.com/InvestYadnya
The Basics: Disability Income Insurance
 
01:55
Disability Income (DI) Insurance isn't as complex as it may sound. Watch this segment of "The Basics" to see how DI could work for you.
Views: 6353 MassMutual
How To Get Health Insurance For Low Income Individuals
 
09:58
http://buyingindividualhealthinsurancetips.com Check out my site or my other videos for great tips on health insurance plans.
Views: 13381 DavidfromCT
Why Is Health Insurance so Complicated?
 
04:27
Why is health insurance so complicated, while car insurance and life insurance are so simple? Can health insurance be more like, well, insurance? Lanhee Chen, fellow at the Hoover Institution, explains. Donate today to PragerU! http://l.prageru.com/2ylo1Yt Have you taken the pledge for school choice? Click here! https://www.schoolchoicenow.com Joining PragerU is free! Sign up now to get all our videos as soon as they're released. http://prageru.com/signup Download Pragerpedia on your iPhone or Android! Thousands of sources and facts at your fingertips. iPhone: http://l.prageru.com/2dlsnbG Android: http://l.prageru.com/2dlsS5e Join Prager United to get new swag every quarter, exclusive early access to our videos, and an annual TownHall phone call with Dennis Prager! http://l.prageru.com/2c9n6ys Join PragerU's text list to have these videos, free merchandise giveaways and breaking announcements sent directly to your phone! https://optin.mobiniti.com/prageru Do you shop on Amazon? Click https://smile.amazon.com and a percentage of every Amazon purchase will be donated to PragerU. Same great products. Same low price. Shopping made meaningful. VISIT PragerU! https://www.prageru.com FOLLOW us! Facebook: https://www.facebook.com/prageru Twitter: https://twitter.com/prageru Instagram: https://instagram.com/prageru/ PragerU is on Snapchat! JOIN PragerFORCE! For Students: http://l.prageru.com/29SgPaX JOIN our Educators Network! http://l.prageru.com/2c8vsff Script: Americans carry many different forms of insurance. There’s car insurance, home insurance, life insurance, even pet insurance . . . Most of these insurance policies work well and are fairly priced. But there is one glaring exception: health insurance. Only health insurance becomes more complicated and more expensive at the same time. So, the obvious question is: why? To answer this question, we have to start at the beginning. What is insurance? It’s pretty straight-forward: You pay a monthly fee which provides financial protection against unforeseen, sometimes catastrophic, events. People buy homeowners insurance, for example, to protect themselves from the financial loss incurred in the event of a fire, a flood or theft. Because millions of people are paying into the insurance pool, the pool has enough money to cover the unlucky person whose house does burn down. And since insurance is meant to share risk, it only stands to reason that higher-risk individuals have to pay more to be insured. Someone who has had two accidents is going to pay more for car insurance than someone who has never had an accident. Why? Because their track record indicates they are more likely to have another accident. But while insurance provides a bulwark against unforeseen loss, it does not protect against routine expenses. Car insurance protects you in the event that you wind up in a car wreck or your vehicle is stolen, but it doesn’t cover routine maintenance like oil changes, replacing brake pads or tire erosion. Why? Because everyone needs routine oil changes, new brake pads, and new tires. So, there is no risk to protect against. Health insurance in America works very differently. Many of us have health insurance plans that aren’t insurance at all. They’re really pre-paid health care plans. They cover routine check-ups, less serious illnesses, and recurring expenses like prescription medications in addition to protecting you from a health disaster. All of this has made healthcare much more expensive and complex than any other form of insurance. That is true whether you get your insurance through your employer, through the government, or if you pay for your own plan. The Affordable Care Act, known as Obamacare, was passed on the promise that it would fix these issues and bring down healthcare costs. But it has actually made the problem much worse. First, it limited the variety of health insurance plans private companies could offer. It did this by mandating that every plan had to cover the same set of ten health benefits, including preventive care, maternity care, mental health care, and contraception. Second, Obamacare prevented insurers from charging premiums based on the risk they were assuming. A person with a much higher risk of getting sick couldn’t be charged more than a person with a much lower chance. These two aspects of Obamacare – requiring all policies to have certain coverages and not allowing insurance companies to charge more for riskier clients – caused the price of insurance to rise dramatically. In Arizona, for example, the price more than doubled between 2016 and 2017 alone. For the complete script, visit https://www.prageru.com/videos/why-health-insurance-so-complicated
Views: 1084243 PragerU
Health Insurance 101: Types of plans
 
04:31
Choosing a health care plan can be overwhelming. It helps to know how you like to manage your care and if you want a plan that helps you save on taxes. Our health plan advisors can help you decide. Watch this video and visit http://www.bcbsm.com/101 to get started.
Health insurance product for low-income communities in Tanzania
 
02:57
Health insurance product for low-income communities in Tanzania
Views: 350 Salim Kikeke
Not For Profit Accounting (Hospitals, Health Care Organizations, Different Funds, Income, Etc.)
 
26:18
Accounting For Providers of Health Care Services (Hospitals, Etc.), Governmental & Private, Heath Care (Hospitals) fall into three categories:,1-Investor (Privately) Owned, operate for a profit, 2-Governmental Heath Care (Public), Veteran's Hospital, 3-Voluntary Not-For-Profit including Religious Affiliated Accounting & Reporting Varies (GAAP Vs GASB), (In general Health Care Entities use Fund Accounting), Not-For-Profit Health Care Entities Funds are structured around the Rule for (Restricted $), if Restricted Funding $ is received do not recognize Revenue & Expense until after $ are spent for the intended purpose, Health Care Services-What Are The Funds ??, the different funds are explained, Health Care Services (Hospitals ) Internal Accounting would be similar to other Fund Acctg. (Not-For-Profit Org's., Ect.), How would the (Hospital) Income be Determined ??, detailed accounting by Allen Mursau
Views: 19989 Allen Mursau
How to apply for health insurance coverage on HealthCare.gov - CC
 
07:04
This video is designed for individuals who need to select a plan on healthcare.gov, the new Health Insurance Marketplace. These step-by-step instructions will show you how to determine your eligibility, apply and enroll in a health plan, and find out if you quality for financial assistance.
Views: 14069 HMSAnow
Fast income plan of AD Healthcare by sir Amrit pal Singh ji
 
16:27
the fast income plan of AD Healthcare can change your life. this is a very unique opportunity for students, house wives , retaired person . the person who are on job can do this business part time and they can increase their income. this income can be so big you can fulfill all your dream. dosto , yeh business opportunity app ka jiwan badal sakti hai. es business ko har taran ke log kr sakte hai, students, house wives, part time , full time. visit us at www.adhcare.com
Views: 195 AD HEALTH CARE
Medical Coding and Billing Salary | Health Information Tech  Job Overview, Income, Education
 
06:35
Learn medical coding and billing salary information, job overview, school and education requirements, certification, average hourly income, and more. Medical coders or billing workers are sometimes called by different titles, such as medical records and health information technicians, billing tech, coders, medical records specialists, or health information technicians. Although health information techs do not provide direct patient care, they play a very important role within the healthcare industry. They often work with other healthcare professionals such as registered nurses and doctors. In cases where a healthcare worker's documentation is unclear, medical coders and billing professionals may have to contact them for clarification. In order to become a health records information technician, you'll first need a high school diploma or GED equivalent. Next, you'll have to complete a certificate program or graduate from an accredited associate degree program. Certification programs generally last 6-12 months, whereas an associate degree program lasts approximately two years. Medical coding and billing schools should be accredited. See salary for all 50 states: http://www.registerednursern.com/medical-coding-and-billing/ "Healthcare Salary Information": https://www.youtube.com/playlist?list=PLQrdx7rRsKfVN0vmEP59Tx2bIaB_3Qhdh Subscribe: http://www.youtube.com/subscription_center?add_user=registerednursern Nursing School Supplies: http://www.registerednursern.com/the-ultimate-list-of-nursing-medical-supplies-and-items-a-new-nurse-student-nurse-needs-to-buy/ Nursing Job Search: http://www.registerednursern.com/nursing-career-help/ Visit our website RegisteredNurseRN.com for free quizzes, nursing care plans, salary information, job search, and much more: http://www.registerednursern.com Check out other Videos: https://www.youtube.com/user/RegisteredNurseRN/videos Popular Playlists: "NCLEX Study Strategies": https://www.youtube.com/playlist?list=PLQrdx7rRsKfWtwCDmLHyX2UeHofCIcgo0 "Fluid & Electrolytes Made So Easy": https://www.youtube.com/playlist?list=PLQrdx7rRsKfWJSZ9pL8L3Q1dzdlxUzeKv "Nursing Skills Videos": https://www.youtube.com/playlist?list=PLQrdx7rRsKfUhd_qQYEbp0Eab3uUKhgKb "Nursing School Study Tips": https://www.youtube.com/playlist?list=PLQrdx7rRsKfWBO40qeDmmaMwMHJEWc9Ms "Nursing School Tips & Questions": https://www.youtube.com/playlist?list=PLQrdx7rRsKfVQok-t1X5ZMGgQr3IMBY9M "Teaching Tutorials": https://www.youtube.com/playlist?list=PLQrdx7rRsKfUkW_DpJekN_Y0lFkVNFyVF "Types of Nursing Specialties": https://www.youtube.com/playlist?list=PLQrdx7rRsKfW8dRD72gUFa5W7XdfoxArp "New Nurse Tips": https://www.youtube.com/playlist?list=PLQrdx7rRsKfVTqH6LIoAD2zROuzX9GXZy "Nursing Career Help": https://www.youtube.com/playlist?list=PLQrdx7rRsKfVXjptWyvj2sx1k1587B_pj "EKG Teaching Tutorials": https://www.youtube.com/playlist?list=PLQrdx7rRsKfU-A9UTclI0tOYrNJ1N5SNt "Personality Types": https://www.youtube.com/playlist?list=PLQrdx7rRsKfU0qHnOjj2jf4Hw8aJaxbtm "Dosage & Calculations for Nurses": https://www.youtube.com/playlist?list=PLQrdx7rRsKfUYdl0TZQ0Tc2-hLlXlHNXq "Diabetes Health Managment": https://www.youtube.com/playlist?list=PLQrdx7rRsKfXtEx17D7zC1efmWIX-iIs9
Views: 85471 RegisteredNurseRN
Low Income Health Insurance
 
02:03
Where to Find Low Income Health Insurance As the government launches the new rule that everyone should have health insurance, any health insurance companies respond it with enthusiastic. They create many new insurance products to cover the need of health insurances. They make big advertisement on the television and also on public places. Unfortunately not all people can afford the health insurance. Many people with low income can't afford it and they will not be able to pay the monthly bill with their monthly income. These people need more attention from the insurances companies. These people also need health insurance to guarantee their health and to help them when they are get sick. The health insurance is very crucial for them to help paying the medical and drugs bill. The low income health insurance is really urgent at this moment and the government should provide it. The low income health insurance can be handled by the government itself or give it to the third party such as the insurance company to work on it. As the demand is increasing, now you can have access to low income health insurance provided by private health insurance company. You can find this health insurance by searching on your search engine. This health insurance is designed to meet the need of low income people so that they can also enjoy the low income health insurance to maintain their health. This is a really a breakthrough made by the private insurance companies and also the government. It means that the private insurance company still care with low income people in the USA. To learn more about low income health insurance please visit our website: e-health-insurance.us/low-income-health-insurance
Views: 9499 Etty Heruastuti
How Trump’s executive order affects health care plans and prices
 
09:14
Congress may have failed to repeal and replace Obamacare, but an executive order signed by President Trump on Thursday could trigger big changes in the health care law. William Brangham talks to Avik Roy of the Foundation for Research on Equal Opportunity and Andy Slavitt of the Bipartisan Policy Center about the possible consequences.
Views: 13868 PBS NewsHour
How Health Insurance Works
 
06:30
When I consider purchasing an individual health insurance plan for myself or my family, do I have any financial obligations beyond the monthly premium and annual deductible? Answers: It depends on the plan, but some plans have the following cost-sharing elements that you should be aware of. Co-Payments: Some plans include a co-payment, which is typically a specific flat fee you pay for each medical service, such as $30 for an office visit. After the co-payment is made, the insurance company typically pays the remainder of the covered medical charges. Deductibles: Some plans include a deductible, which typically refers to the amount of money you must pay each year before your health insurance plan starts to pay for covered medical expenses. Coinsurance: Some plans include coinsurance. Coinsurance is a cost sharing requirement that makes you responsible for paying a certain percentage of any costs. The insurance company pays the remaining percentage of the covered medical expenses after your insurance deductible is met. Out-of-pocket limit: Some plans include an out-of-pocket limit. Typically, the out-of-pocket limit is the maximum amount you will pay out of your own pocket for covered medical expenses in a given year. The out-of-pocket limit typically includes deductibles and coinsurance. But, out-of-pocket limits don't typically apply to co-payments. Lifetime maximum: Most plans include a lifetime maximum. Typically the lifetime maximum is the amount your insurance plan will pay for covered medical expenses in the course of your lifetime. Exclusions & Limitations: Most health insurance carriers disclose exclusions & limitations of their plans. It is always a good idea to know what benefits are limited and which services are excluded on your plan. You will be obligated to pay for 100% of services that are excluded on your policy. Beginning September 23, 2010, the Patient Protection and Affordable Care Act (health care reform) begins to phase out annual dollar limits. Starting on September 23, 2012, annual limits on health insurance plans must be at least $2 million. By 2014 no new health insurance plan will be permitted to have an annual dollar limit on most covered benefits. Some health insurance plans purchased before March 23, 2010 have what is called "grandfathered status." Health Insurance Plans with Grandfathered status are exempt from several changes required by health care reform including this phase out of annual limits on health coverage. If you purchased your health insurance policy after March 23, 2010 and you're due for a routine preventive care screening like a mammogram or colonoscopy, you may be able to receive that preventive care screening without making a co-payment. You can talk to your insurer or your licensed eHealthInsurance agent if you need help determining whether or not you qualify for a screening without a co-payment. There are five important changes that occurred with individual and family health insurance policies on September 23, 2010. Those changes are: 1. Added protection from rate increases: Insurance companies will need to publically disclose any rate increases and provide justification before raising your monthly premiums. 2. Added protection from having insurance canceled: An insurance company cannot cancel your policy except in cases of intentional misrepresentations or fraud. 3. Coverage for preventive care: Certain recommended preventive services, immunizations, and screenings will be covered with no cost sharing requirement. 4. No lifetime maximums on health coverage: No lifetime limits on the dollar value of those health benefits deemed to be essential by the Department of Health and Human Services. 5. No pre-existing condition exclusions for children: If you have children under the age of 19 with pre-existing medical conditions, their application for health insurance cannot be declined due to a pre-existing medical condition. In some states a child may need to wait for the state's open-enrollment period before their application will be approved.
Views: 566986 eHealth
Health Insurance Explained – The YouToons Have It Covered
 
05:25
This cartoon explains health insurance using fun, easy-to-understand scenarios. It breaks down important insurance concepts, such as premiums, deductibles and provider networks. The video explains how individuals purchase and obtain medical care and prescription drugs when enrolled in various types of health insurance, including HMOs and PPOs. This is the third YouToons video written and produced by the Kaiser Family Foundation. The video is narrated by former U.S. Senate Majority Leader Bill Frist, a nationally-recognized surgeon and Foundation trustee. Also available in Spanish: http://youtu.be/mDPhCo11z0E To download the video, please visit: http://www.kff.org/youtoons-health-insurance-explained This year's open enrollment period begins on Sunday, November 1, 2015, and ends Sunday, January 31, 2016.
Views: 316143 Kaiser Family Foundation
What are exemptions from health insurance tax penalty and who qualifies for exemption?
 
05:41
The following groups qualify for an exemption to the tax penalty: • No tax filing requirement. People whose income is below the minimum threshold for filing a tax return. The requirement to file a federal tax return depends on YOUR filing status, age and types and amounts of income. You can use the Internal Revenue Service’s Interactive Tax Assistant (ITA) to find out if you are required to file a federal tax return. • Short coverage gap. Consumers who go without coverage for less than three consecutive months during the year –are exempt from the penalty. • Hardship. Consumers who have experienced difficult, financial or domestic circumstances that prevent them from obtaining coverage — such as homelessness, the death of a close family member, bankruptcy, substantial recent medical debt or disasters that substantially damage a person’s property, also qualifies as an exemption. • Unaffordable coverage options. Consumers who can’t afford coverage because the lowest-priced coverage available to them would cost more than 8.16 percent of their annual household income- are exempt from the penalty. For Covered California, the lowest-cost plan would be the lowest-cost Bronze plan available to the individual. • Incarceration. Consumers who are in a jail, a prison or a similar penal institution or correctional facility after the disposition of charges (or judgment) against them- are exempt from the penalty. • Not lawfully present. Consumers who are not U.S. citizens, U.S. nationals or lawfully present in the United States are not subject to the tax penalty. • Religious conscience. Members of a religious sect or division thereof that has been in existence at all times since Dec. 31, 1950, and is already recognized by the Social Security commissioner as opposed to accepting any insurance benefits, including Social Security and Medicare- are exempt from the tax penalty. The Social Security Administration administers the process for recognizing these sects according to the criteria in the law. • Health care sharing ministry. Members of a recognized health care sharing ministry are also exempt from the penalty. • American Indian tribes. Members of a federally recognized American Indian tribe, or those who are eligible for services through an Indian Health Services provider do not have to pay the tax penalty and therefore exempt. Exemption applications are now available from the federal government. For more information and links to the application, visit www.healthcare.gov/exemptions or call the federal marketplace at (800) 318-2596. Individuals over the age of 30 who have certificates of exemptions must purchase please subscribe to our channel for more videos! https://www.youtube.com/letstalkmoneychannel
How to Find Cheap or Free Health Insurance : Health Insurance Tips & More
 
01:34
Subscribe Now: http://www.youtube.com/subscription_center?add_user=ehowfinance Watch More: http://www.youtube.com/ehowfinance Finding cheap and free health insurance isn't impossible, but it does require you to know exactly where to look. Find cheap or free health insurance with help from a dedicated and experienced insurance professional in this free video clip. Expert: Susan Combs Filmmaker: Alexis Guerreros Series Description: Managing your insurance doesn't just begin and end with your policy - you also have to determine things like your tax penalties and deduction eligibility throughout the year. Get insurance tips with help from a dedicated and experienced insurance professional in this free video series.
Views: 9055 ehowfinance
Section 80D Bare Act Analysis | Deduction For Health Insurance Explained | Income Tax Act
 
22:59
Namaskar Dosto, Aaj is video me hum log Section 80D Of Income Tax Act, 1961 as amended by Finance Act 2017 ko pure detail me discuss karenge. Aur Section 80D ki summary and limits ko bhi summarize karenge. Umeed hai dosto aap ko video pasand aayega. Video ko Like, Share & Channel ko Subscribe jarur karle aur video ko dekhane ke liye. Download PDF: https://goo.gl/9DbtN6 Find Us Here Also; Share! Support! Subscribe! YouTube: https://goo.gl/uH4dMK Facebook Page: http://Facebook.com/TaxationGurujiChannel Google+: http://plus.google.com/+TaxationGuruji Twitter: http://Twitter.com/TaxationGuruji Instagram: http://Instagram.com/TaxationGuruji DailyMotion: http://DailyMotion.com/TaxationGuruji Tumblr: http://TaxationGuruji.Tumblr.com Vimeo: http://Vimeo.com/TaxationGuruji Pinterest: http://Pinterest.com/TaxationGuruji LinkedIn: http://LinkedIn.com/in/TaxationGuruji FaceBook: http://FaceBook.com/TaxationGuruji TaxationGuruji: http://TaxationGuruji.com TaxationGuruji: http://TaxationGuruji.in Section 80D Income Tax Act, 1961: Section 80D is amended by the Finance Act, 2015. From assessment year 2016-17 onwards the deduction under Section 80D will be available as per the limit specified below: Individual: ~For self, spouse and dependent children : Rs. 25,000 (Rs. 30,000 if person insured is a senior citizen* or very senior citizen**); ~For parents of the assessee : (Additional) Rs. 25,000 (Rs. 30,000 if person insured is a senior citizen or very senior citizen) ~Medical expenditure if no amount is paid in respect of health insurance-Rs.30,000 (only in case of very senior citizen) ~Aggregate amount of deduction cannot exceed Rs.60,000 in any case HUF: ~Premium up to Rs. 25,000 (Rs. 30,000 if member insured is a senior citizen or very senior citizen) paid to insure any member of the family. ~Medical expenditure if no amount is paid in respect of health insurance-Rs.30,000 (only in case of very senior citizen) ~Aggregate amount of deduction cannot exceed Rs.30,000 in any case. *‘Senior citizen’ means an individual resident in India who is of the age of sixty years or more at any time during the relevant previous year. **‘Very senior citizen’ means an individual resident in India who is of the age of eighty years or more at any time during the relevant previous year. Thanks For Watching "Taxation Guruji Youtube Channel". Jai Hind! Vande Maataram!
Views: 212 Taxation Guruji
Why Should I Use a Health Savings Account (HSA)?
 
04:54
Why Should I Use a Health Savings Account (HSA)? Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 86911 The Dave Ramsey Show
What are the income tax benefits in health insurance? | FAQ #03
 
03:39
Get the best health insurance plan: https://www.myinsuranceclub.com/health-insurance Read the article on income tax benefit in health insurance plan: https://www.myinsuranceclub.com/videos/what-are-the-income-tax-benefits-in-health-insurance-faq-03
Views: 130 MyInsuranceClub
The Economics of Healthcare: Crash Course Econ #29
 
10:26
Why is health care so expensive? Once again, there are a lot of factors in play. Jacob and Adriene look at the many reasons that health care in the US is so expensive, and what exactly we get for all that money. Spoiler alert: countries that spend less and get better results are not that uncommon. Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Mark, Eric Kitchen, Jessica Wode, Jeffrey Thompson, Steve Marshall, Moritz Schmidt, Robert Kunz, Tim Curwick, Jason A Saslow, SR Foxley, Elliot Beter, Jacob Ash, Christian, Jan Schmid, Jirat, Christy Huddleston, Daniel Baulig, Chris Peters, Anna-Ester Volozh, Ian Dundore, Caleb Weeks -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 427785 CrashCourse
How to Find Affordable Health Insurance
 
02:19
Watch more Understanding Insurance videos: http://www.howcast.com/videos/282272-How-to-Find-Affordable-Health-Insurance Use these tips to find a health plan that meets your needs and your budget. Step 1: Check state laws Become familiar with the health insurance laws in your state. Type the name of your state and "health insurance laws" into a search engine to find the appropriate government web site. Step 2: Check out group rates Check out policies that trade associations offer; they often have lower rates. But make sure you're contacting a reputable trade group. Some lure in members with low premiums that jump up in a year or two. Tip If you're self-employed, see if your state offers group rates to businesses with just a few employees. Step 3: Comparison shop Comparison shop either on your own or with the help of a health insurance broker. Locate the latter through nahu.org. Step 4: Read the fine print Buyer beware: Some policies offer only "limited benefits," a distinction that's not apparent unless you read the fine print. Tip Three-quarters of Americans who are pushed into personal bankruptcy by medical problems had health insurance. Step 5: Go for a high deductible Consider a high deductible. Depending on the size of your family and your medical situation, it may be cheaper to hold health insurance primarily for a catastrophic illness or injury rather than for regular office visits. Tip Find out if you can open a health savings account, which lets you put money in an interest-bearing account that can be withdrawn, tax-free, for medical expenses your insurance doesn't cover. Step 6: Protect your children Protect your children by calling 1-877-KIDS-NOW for information on low-cost – or even free – health insurance for children 18 years and younger. Each state has its own program for low-income families, and eligibility rules vary. Step 7: Look into Medicaid If your income is very low, find out if you're eligible for Medicaid by contacting the U.S. Department of Health and Human Services. Step 8: Apply for Medicare If you're 65 years or older, apply for the federal health insurance program known as Medicare by calling 1-800-MEDICARE. Did You Know? In some states, people who work 25 hours per week qualify for the health benefits of a full-time employee.
Views: 8933 Howcast
Expert Meeting on Income, Poverty, and Health Insurance 3/20/15 (Part 1 of 3)
 
01:42:56
Friday, March 20, 2015 (9-11am) -- The Census Bureau hosted an Expert Meeting on Income, Poverty, and Health Insurance to acquire feedback from experts on our plans for the release of data on income, poverty, and health insurance from the Current Population Survey Annual Social and Economic Supplement (CPS ASEC). This meeting also included a discussion on the Census Bureau's plans for this year’s release as well as future releases.
Views: 638 uscensusbureau
Understanding HSA, HRA, And FSA Plans NEW
 
03:06
This video gives easy-to-understand explanations for various types of accounts as they relate to health plans and tax implications. It also shows the differences and similarities among the different accounts. H.S.A. - HEALTH SAVINGS ACCOUNT An HSA is a tax-advantaged medical savings account available to taxpayers enrolled in a HDHP (high deductible health plan). H.S.A. definition from Healthcare.gov: A medical savings account available to taxpayers who are enrolled in a High Deductible Health Plan. The funds contributed to the account aren't subject to federal income tax at the time of deposit. Funds must be used to pay for qualified medical expenses. Important IRS Updates Contribution Limits & FSA Compliance 11/11/14 update - The Internal Revenue Service announced the following new benefit plan limits for 2015. Health Savings Account (HSA) Limits: 2015 HSA contribution limits are $3,350 for self-only coverage and $6,650 for family coverage. High deductible health plan deductibles are $1,300 for individuals and $2,600 for families. Out-of-pocket expenses cannot exceed $6,450 for individuals and $12,900 for families. H.R.A. - HEALTH REIMBURSEMENT ARRANGEMENT Money in an HRA can only be used to pay for eligible medical expenses incurred by employees and their dependents enrolled in an HRA. An employer may limit what expenses are eligible under an HRA plan. H.R.A. definition from Healthcare.gov: Health Reimbursement Accounts (HRAs) are employer-funded group health plans from which employees are reimbursed tax-free for qualified medical expenses up to a fixed dollar amount per year. Unused amounts may be rolled over to be used in subsequent years. The employer funds and owns the account. Health Reimbursement Accounts are sometimes called Health Reimbursement Arrangements. F.S.A. - FLEXIBLE SPENDING ARRANGEMENT A Health Care Flexible Spending Arrangement (FSA) is an employer sponsored benefit that enables employees to set aside pre-tax dollars out of their paycheck to pay for eligible health care expenses. Monies put into the plan avoid both Federal Income Tax and FICA. 11/11/14 update - The Internal Revenue Service announced the following new benefit plan limits for 2015. In addition, the IRS just issued an important change to Section 125 Cafeteria Plans. We're notifying FSA clients about this change now. Flexible Spending Account (FSAs) Limits: Healthcare FSA: The annual maximum for Healthcare FSAs has increased from $2,500 to $2,550 for 2015. Dependent Care FSA: At this time, the IRS has not released information on contribution limit changes to these plans. Transit & Parking FSA: Contribution limits remain unchanged for 2015. The monthly limits are $250 for parking, $130 for transit and $20 for bicycle commuting. F.S.A. definition from Healthcare.gov: A Flexible Spending Account (also known as a Flexible Spending Arrangement) is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You don’t have to pay taxes on this money. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside. You can use funds in your FSA to pay for certain medical and dental expenses, including copayments and deductibles. FSAs are available only with job-based health plans. Employers may make contributions to your FSA. You can’t spend FSA funds on insurance premiums. *** As always, be sure to consult your CPA and Plan Administrator on the rules for limits, carry-overs, and allowable deductions for every plan year. www.BenefitCompare.com Follow us on Twitter: @BenefitCompare Customer Support on Twitter: @TechHelpBC Additional video resources from Benefit Compare: Explaining The Terms and Definitions Of Health Insurance http://youtu.be/4qHShvS2at4 Will You Have Restricted Access To Your Health Providers? http://youtu.be/LUxKovobFf4 METAL TIERS: Choosing Bronze, Silver, Gold, or Platinum Health Plans http://youtu.be/nKFyHyO6d-E What Are The Differences Between HMO, PPO, And EPO Health Plans? http://youtu.be/AUmuJIe86dk
Views: 29472 BenefitCompare
How to report your income to the health insurance marketplace
 
02:58
Watch this video to learn how to report income changes to the federal health insurance marketplace and check out our blog post for additional information: http://www.momsrising.org/blog/reporting-income-changes-to-the-health-insurance-marketplace If you have any questions, drop them in the comments below or email us at healthbeat@momsrising.org Don’t forget to subscribe for more MomsRising.org videos!
Views: 795 MomsRising.org
Best individual health insurance policy in india
 
03:26
Neelam | Ludhiana Q: I request u to suggest me a beneficial health policy. My DOB is 14 5 68 - I want a individual policy My annual income is about 6 lakh I also want a plan for my parents above 65 age. Please suggest me through mail. Ans: For you – there are many policies in the market. You could just go online and buy any of the policies. Companies like Bharti AXA, Religare, L&T, Max Bupa – all have good plans. A cover of 3 lac should cost you anywhere between – Rs.3,700 to Rs.5,000 annually. Your age is 45 currently so companies will issue you the policy online without any medical check up. Most of the companies make the medical check compulsory on or after the age of 46. For your parents, you can look at plans designed for senior citizens Apollo Munich Optima Senior United India Senior Citizen Oriental India Senior Citizen Take an individual policy for your parents – one policy for each of them. The premium for one person of age 65 should be around Rs.10,000 to Rs.14,000 depending on the company.
Views: 37802 MyInsuranceClub
How to Sell Disability Income Insurance With No Medical Exam
 
06:03
Independent insurance agents wanting to learn how to sell disability income insurance should follow these steps: http://redbirdagents.com/start-selling-disability-insurance/ More than ever, consumers are aware of how much they are spending on insurance. From their auto policy to their umbrella policy, they are paying attention. Which means independent agents need to put more thought into how they are presenting and selling. Selling disability income insurance is no different. You can easily give your client sticker shock by presenting the maximum amount of disability coverage which is usually a benefit to age 67 with a 30 day elimination period. The MUG plan sales system makes it easy to learn how to sell disability income insurance. By using this concept you will better connect with your clients and increase your closing percentage. Here are the perks of using the MUG plan when selling DI. 1) It's affordable - You can offer a client as much as $3,000 / month in disability income insurance for as low as $40 / month. 2) No Medical Exam - disability coverage can be secured up to $3,000 with out medical exams or financial statements such as tax returns. The key to selling disability insurance is knowing your customer. Offer them a policy that fits exactly what they need. Fact find and understand where their pain points are. Ask pointed questions to uncover the true concerns about income protection and who is going to pay them if they become disabled. Learning how to sell disability income insurance doesn't need to be as difficult as many agents make it. By following these simple steps and offering disability income illustrations with every other policy you present, you will certainly close more DI cases.
Views: 327 RedbirdAgents
The Republican health care bill makes no sense
 
04:50
The bill doesn’t know what problem it’s trying to solve. For more Vox analysis: http://www.vox.com/2017/1/5/14179258/obamacare-repeal-republican-votes-trump You can read the bill here: http://www.cnn.com/2017/03/06/politics/house-republicans-obamacare-repeal-replace-text/ https://waysandmeans.house.gov/wp-content/uploads/2017/03/03.06.17-AmericanHealthCareAct_Summary.pdf Subscribe to our channel! http://goo.gl/0bsAjO Republicans in the House have finally released a bill to repeal and replace Obamacare: the American Health Care Act. The GOP healthcare bill keeps some of the most popular parts of Obamacare, like letting young adults stay on their parents' health insurance until age 26 and requiring insurance companies to cover people with pre-existing conditions. But the Republican bill gets rid of the key element that made Obamacare work: the individual mandate. Now that people aren't required to have insurance, healthy people could leave insurance pools en masse, leaving sick people who are more expensive to cover. Hypocrisy is a minor sin in politics, but still, it is remarkable how much of it there is to be found in this legislation. A core Republican complaint when Obamacare was passed was that the law delayed many of its provisions in order to reduce public outcry and manipulate the CBO’s score. The GOP bill is similarly aggressive with such tricks, delaying changes to the Medicaid expansion until 2020 and pushing Obamacare’s tax on expensive insurance plans out until 2025. Because Republicans aren’t even trying to win Democratic votes, they’re stuck designing a bill that can wiggle through the budget reconciliation process (another thing they complained about Democrats doing). That means they can’t make major changes to insurance markets like repealing Obamacare’s essential benefit standards or allowing insurance to be sold across state lines. That last part is particularly striking, given that it was one of President Trump’s five demands in his speech last week. I’ve always been skeptical about the savings Republicans could wrest by changing those regulations, but now they can’t get those savings at all — which means sacrificing a key part of their theory of cost control. This bill has a lot of problems, and more will come clear as experts study its language, the Congressional Budget Office release its estimates, and industry players make themselves heard. But the biggest problem this bill has is that it’s not clear why it exists. What does it make better? What is it even trying to achieve? Democrats wanted to cover more people and reduce long-term costs, and they had an argument for how their bill did both. As far as I can tell, Republicans have neither. At best, you can say this bill makes every obvious health care metric a bit worse, but at least it cuts taxes on rich people? Is that really a winning argument in American politics? In reality, what I think we’re seeing here is Republicans trying desperately to come up with something that would allow them to repeal and replace Obamacare. This is a compromise of a compromise of a compromise aimed at fulfilling that promise. But “repeal and replace” is a political slogan, not a policy goal. This is a lot of political pain to endure for a bill that won’t improve many peoples’ lives, but will badly hurt millions. Vox.com is a news website that helps you cut through the noise and understand what's really driving the events in the headlines. Check out http://www.vox.com to get up to speed on everything from Kurdistan to the Kim Kardashian app. Check out our full video catalog: http://goo.gl/IZONyE Follow Vox on Twitter: http://goo.gl/XFrZ5H Or on Facebook: http://goo.gl/U2g06o
Views: 957806 Vox
Health Insurance Providers in Tennessee for Obamacare I Memphis Obamacare Low Income Insurance
 
01:14
http://www.healthtn.com/ get covered now 888-599-3001 Nashville, Tennessee 615-610-1440 Memphis Tennessee: 901.244.4844 Chattanooga, Tennessee: 423-800-5938 Jackson, Tennessee: 731.483.4877 tri-cities 423-800-5938 -------- Get Covered ----- http://www.healthtn.com/get-covered/ HealthTN's experts have years of experience in the insurance industry. Let us put it to work for you. We will guide you through the process of quoting, comparing and applying for an insurance plan. When key parts of the health care law take effect in 2014, more people than ever before will qualify for health insurance that fits their budget. You may be eligible for a free or low-cost plan, or a new kind of tax credit that lowers your monthly premiums right away. Getting covered will be easier than ever for people who are self-employed or people with pre-existing conditions. Health TN is here to navigate the new world of health insurance for you. Fill out the brief form below and one of our agents will contact you within 24 hours to help you find the perfect plan for you. how to get medical insurance with pre existing conditions, private health insurance with pre existing conditions, how to obtain health insurance with pre-existing conditions, can you be denied health insurance for a pre existing condition, can you get health insurance if you have a pre-existing condition, health insurance options for pre-existing conditions, i need health insurance but i have a pre-existing condition, can i get medical insurance with a pre-existing condition tennessee health insurance exchange, state health insurance exchange, state based health exchanges, health plan exchanges, what is a health benefits exchange, national health care reform insurance exchanges, health insurance exchange rule, state insurance exchanges, affordable care act, health insurance sign up for obamacare insurance, how do i get obamacare insurance, how do i get obamacare, how to sign up for obama health care plan, how do you apply for obamacare, when does obamacare start Health Insurance Marketplace rates received final approval from the U.S. Department of Health and Human Services. As a Qualified Health Plan issuer in the insurance exchanges, which go live tomorrow, BlueCross says it will offer up to 54 plans in all 95 Tennessee counties. BlueCross is the only insurance company to offer plans across the entire state. "We are focused on helping individuals access affordable, quality health insurance coverage through the Marketplace," said Henry Smith, chief marketing officer for BlueCross, in a statement. "We've positioned our rates to be very competitive, and we feel that, between our affordable pricing and high-value physician networks, that we are the best choice for Tennesseans looking for insurance." For example, a 40-year-old person living in the Memphis area, making 150 percent of the poverty level (about $17,200 annually), would pay $50 a month for coverage with a middle-tier "Silver" plan, according to the insurer. Residents of Memphis and neighboring communities in West Tennessee will have more insurance choices than most of their fellow Tennessee citizens under Obamacare. Consumers in Shelby and four other counties in West Tennessee will be able to choose from BlueCross, Cigna, Humana and a state-developed Consumer Operated and Oriented Plan (co-op) called the Community Health Alliance. The Health Insurance Marketplace, a central part of the Affordable Care Act, is supposed to provide a simplified way for consumers to compare individual market health insurance plans. Tomorrow -- government shutdown or not — Americans will be able to use the Marketplace to shop for and purchase health insurance coverage, which will begin Jan. 1, 2014. http://youtu.be/4fxF-u5v4x0 http://youtu.be/_rxeQgdcoZ8 http://youtu.be/QV45BFWenEk http://youtu.be/-6pDeZaoPyA The Marketplace will offer several kinds of assistance to help you apply for coverage and choose a plan that meets your needs.
Views: 243 HealthTN
How To Choose The Best Individual Health Insurance Plan
 
06:21
Contact Info: Reggie Delaney @ Phone: 347-669-2447 Web: http://www.mybestinsuranceplans.com reginalddelaney@rldelaneyinsurance.com Servicing all of Texas! With the current state of the economy, many individuals are seeking to procure their own health insurance for the first time. Many individuals will find it rather confusing to determine just how to go about find the best individual health insurance plans with respect to meeting their needs. There are many health insurance plans on the market. A single insurance carrier can have hundreds of individual insurance plans. Sometimes it can be a real challenge to determine which health insurance plans provide the best quality. This is where it becomes very beneficial to have a knowledgeable insurance professional like me walk you through the process of choosing the best health insurance plan for you. Some people are embarrassed to let it be known that they don't have health insurance coverage. They should not be ashamed of this fact as long as they do something about it now. The price of health insurance can be very high for some, but the lack of health insurance can result in costs that could be financially catastrophic.
Views: 19633 Reggie D
Rudura Health Care Full Business Plan Hindi Earn 3Cr Rupees Monthly Income Plan
 
32:57
Rudura Health Care Full Business Plan Hindi Earn 3Cr Rupees Monthly Income Plan Contect Whats App & Calling No. +919441802988 Website Link :- http://www.rudrahealthcares.com SignUp Link Left Side :- http://rudrahealthcares.com/Signup.aspx?UserId=RHC74513?Leg=L SignUp Link Right Side :- http://rudrahealthcares.com/Signup.aspx?UserId=RHC74513?Leg=R :मैं कमीशन पर नही , मिशन पर काम कर रहा हूं और हमारी लाईफ का मिशन है, कम से कम 100करोड़पति बनाना* :स्वागत है उन नेटवर्कर का जो हर कम्पनी में पैसा लगाते हैं ! लेकिन असफलता के सिवाय कुछ हाथ नही लगता औऱ काफी नुकसान उठाने के बाद अपने आप को असफल मान कर टूट जाते है। हम आपको आमंत्रित करते हैं भारतीय MLM Industry की सबसे बेहतरीन अवसर *"San health mkt pvt ltd "* में। दोस्तो हम लेकर आए हैं, एक ऐसा BUSINESS PLAN जो आपको कभी असफल नहीं होने देगा ----------------------------------------------- उसके लिए है लोगों की* *पात्रता सिर्फ एक* :कुछ बनने की, अपने पूरे परिवार के बड़े सपने पूरे करने की आग , जोश , जुनुन और पागलपन हो!* ऐसे व्यक्ती मुझे जरूर संपर्क करे !* *:मै तो पागल हूँ अपने काम के प्रति !* :क्योंकि आजतक का इतिहास रहा है कि पागल लोगों ने इतिहास बनाया है !*:और होशियार लोग उसको पढते रहे है !* *:"ना संघर्ष हो, ना तकलीफ, तो क्या मजा है जीने में !* *:अरे, बड़े-बड़े तुफान भी थम जाते है, जब आग लगी हो सीने में !* *:मेरी जिम्मेदारी सिर्फ 100 लोगों की* *Mera sapna aur target hai 100 crorepati aur 100 four wheeler, foreign trip achiever banana bus aap *"RUDRA HEALTH CARES "* mein100% jut jaye aapka sapna hum guarantee ke sath comments ke sath pura karenge. *FOR all LEADER* *दोस्तो अब याचना नही रण होगा, थोड़ा नही भीषण होगा, कोई नेटवर्कर अब गरीब नही होगा, थोड़ा नही बहुत अमीर होगा* : *महाक्रान्तिकारी * पूरे इंडिया में धूम* : * पुरे हिंदुस्तान के हर राज्य, हर शहर में "RUDRA HEALTH " Group का बर्चस्व स्थापित : *आपके लिए बड़ा मौका जो आपको दिला सकता है सबसे बड़ी कामयाबी आपके लाइफ की,* :: *धुम मचाने आ गया है mlm कि दुनिया में एक ऐसा Income प्लान जिसका हर किसी को बेसब्री से इंतजार होता है l* *जो भी इस मौके का सही समय पर फायदा नहीं लेगा, उसके लिए ये एक मिसाल बन कर रहे जायेगा।।* *आपके देखते देखते आपके आँखों के सामने एक ऐसा इतिहास जो आप पूरी जिंदगी भुला नहीं पाएंगे।* RUDRA HEALTH NEW GALAXY BUSINESS PLAN Good News For Mlm Leaders Started New Galaxy Business Plan ******************************************** CMD SANJEEV JAIN SIR ******************************************** DELHI BASE COMPANY 20 Years Old Company In Traditional Business BUSINESS IN 2 COUNTRIES INDIA & NEPAL Monthly Fix Income 2 Direct 1500 × 24 Month 4 Direct 3000 × 24 Month 8 Direct 6000 × 24 ***************** BINARY INCOME Weekly payout ******************************************** REWARDS AND AWARDS ******************************************** SPECIAL OFFER Make 26 Directs & Get 5% Of The Company turnover BIG COMPANY BIG PROFILE BIG INCOME http://www.rudrahealthcares.com For More Details Contact & Whatsapp No. +919441802988 Internet marketer Rajesh Gupta
Views: 130 GUPTA TUBE
Health Care in America: Insurance Gaps and Medical Deserts
 
03:21
In Trenton, Tenn., and similar rural communities around the country, many residents are underinsured or uninsured and struggle with medical costs, often forgoing care. This burdens local hospitals, which in turn close or scale back care, putting patients at risk. Photo: Clara Ritger/The Wall Street Journal Don’t miss a WSJ video, subscribe here: http://bit.ly/14Q81Xy More from the Wall Street Journal: Visit WSJ.com: http://www.wsj.com Visit the WSJ Video Center: http://wsj.com/video On Facebook: https://www.facebook.com/pg/wsj/videos/ On Twitter: https://twitter.com/WSJvideo On Snapchat Discover: http://on.wsj.com/2ratjSM
Views: 3927 Wall Street Journal
Under Section 80D | Save INCOME TAX On HEALTH INSURANCE and MEDICAL EXPENDITURE
 
09:12
Namaskar Dosto, Aaj ke is video me hum log Section 80D of Income Tax Act, 1961 ke andar ke kaise Income Tax save karna hai, aur kitana tax save kiya jaa sakta hai ko jaanenge. Umeed karta hun aap log ko video pasand aayega. Video ko Like, Share & Channel ko Subscribe karana na bhule. Find Us Here Also; Share! Support! Subscribe! YouTube: https://goo.gl/uH4dMK Facebook Page: http://Facebook.com/TaxationGurujiChannel Google+: http://plus.google.com/+TaxationGuruji Twitter: http://Twitter.com/TaxationGuruji Instagram: http://Instagram.com/TaxationGuruji DailyMotion: http://DailyMotion.com/TaxationGuruji Tumblr: http://TaxationGuruji.Tumblr.com Vimeo: http://Vimeo.com/TaxationGuruji Pinterest: http://Pinterest.com/TaxationGuruji LinkedIn: http://LinkedIn.com/in/TaxationGuruji FaceBook: http://FaceBook.com/TaxationGuruji TaxationGuruji: http://TaxationGuruji.com TaxationGuruji: http://TaxationGuruji.in Summary Of Section 80D Income Tax Act For A.Y. 2017-2018: Amount paid (in any mode other than cash) by an individual or HUF to GIC or other insurer to effect or keep in force an insurance on the health of specified person. An individual can also make payment to the Central Government health scheme and/or on account of preventive health check-up (subject to limit) Individual/HUF ~specified person means: ~In case of Individual - self, spouse, dependent children or parents ~In case of HUF - Any member thereof ~Deduction for preventive health check-up shall not exceed in aggregate Rs. 5,000. ~Payment on account of preventive health check-up may be made in cash. Section 80D is amended by the Finance Act, 2015. From assessment year 2016-17 onwards the deduction under Section 80D will be available as per the limit specified below: Individual: ~For self, spouse and dependent children : Rs. 25,000 (Rs. 30,000 if person insured is a senior citizen* or very senior citizen**); ~For parents of the assessee : (Additional) Rs. 25,000 (Rs. 30,000 if person insured is a senior citizen or very senior citizen) ~Medical expenditure if no amount is paid in respect of health insurance-Rs.30,000 (only in case of very senior citizen) ~Aggregate amount of deduction cannot exceed Rs.60,000 in any case HUF: ~Premium up to Rs. 25,000 (Rs. 30,000 if member insured is a senior citizen or very senior citizen) paid to insure any member of the family. ~Medical expenditure if no amount is paid in respect of health insurance-Rs.30,000 (only in case of very senior citizen) ~Aggregate amount of deduction cannot exceed Rs.30,000 in any case. *‘Senior citizen’ means an individual resident in India who is of the age of sixty years or more at any time during the relevant previous year. **‘Very senior citizen’ means an individual resident in India who is of the age of eighty years or more at any time during the relevant previous year. Thanks For Watching "Taxation Guruji Youtube Channel". Jai Hind! Vande Maataram!
Views: 862 Taxation Guruji
Expert Meeting on Income, Poverty, and Health Insurance 3/20/15 (Part 2 of 3)
 
55:15
Friday, March 20, 2015 (11:15am-noon) -- The Census Bureau hosted an Expert Meeting on Income, Poverty, and Health Insurance to acquire feedback from experts on our plans for the release of data on income, poverty, and health insurance from the Current Population Survey Annual Social and Economic Supplement (CPS ASEC). This meeting also included a discussion on the Census Bureau's plans for this year’s release as well as future releases.
Views: 258 uscensusbureau
Income, Poverty, Health Insurance Coverage Technical Briefing Part 1 of 2
 
01:11:47
8/28/15 A briefing on the federal statistical community’s plans related to the measurement and release of data on income, poverty and health insurance coverage. Presenters from the Census Bureau provided information about the measurement of income, poverty and health insurance from the Current Population Survey Annual Social and Economic Supplement, and health insurance from the American Community Survey and the Small Area Health Insurance Estimates Program. Presenters from the National Center for Health Statistics provided information about the health insurance coverage statistics from the National Health Interview Survey. Finally, each agency reviewed recent and upcoming data releases.
Views: 67 uscensusbureau
Health Insurance Vocab - Income Level
 
00:29
Income Level If your income is below $45,950 for an individual or $94,200 for a family of four, your out-of-pocket payment for health services may be lower. If your income is below $28,725 for an individual or $58,875 for a family of four, you may get extra help to cover your health insurance costs.
Views: 1452 CLRA Group
Covered California announced rates and health plan participation for 2018
 
03:05
The weighted average rate increase is 12.5 percent this year, and all 11 health insurers will continue to offer coverage Please subscribe for more videos like this: https://www.youtube.com/channel/UCUT2dLC-nsm36IzOkemXRbA
The Structure & Cost of US Health Care: Crash Course Sociology #44
 
09:50
In our final episode of Crash Course Sociology we are going to talk about what the health care system in the US looks like, the five A’s of health care accessibility, and a couple of contributing factors to the affordability of health care: fee for service care and the structure of our health insurance system which encourage higher spending. Thanks everybody for joining us for the past year on Crash Course Sociology! Crash Course is made with Adobe Creative Cloud. Get a free trial here: https://www.adobe.com/creativecloud/catalog/desktop.html *** References: Sociology by John J. Macionis, 15th edition (2014) Distribution of U.S. Health Care Providers Residing in Rural and Urban Areas, US Department of Health & Human Services https://www.ruralhealthinfo.org/pdf/rural-urban-workforce-distribution-nchwa-2014.pdf Protection from high medical costs https://www.healthcare.gov/why-coverage-is-important/protection-from-high-medical-costs/ *** Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Mark Brouwer, Nickie Miskell Jr., Jessica Wode, Eric Prestemon, Kathrin Benoit, Tom Trval, Jason Saslow, Nathan Taylor, Divonne Holmes à Court, Brian Thomas Gossett, Khaled El Shalakany, Indika Siriwardena, Robert Kunz, SR Foxley, Sam Ferguson, Yasenia Cruz, Daniel Baulig, Eric Koslow, Caleb Weeks, Tim Curwick, Evren Türkmenoğlu, Alexander Tamas, Justin Zingsheim, D.A. Noe, Shawn Arnold, mark austin, Ruth Perez, Malcolm Callis, Ken Penttinen, Advait Shinde, Cody Carpenter, Annamaria Herrera, William McGraw, Bader AlGhamdi, Vaso, Melissa Briski, Joey Quek, Andrei Krishkevich, Rachel Bright, Alex S, Mayumi Maeda, Kathy & Tim Philip, Montather, Jirat, Eric Kitchen, Moritz Schmidt, Ian Dundore, Chris Peters, Sandra Aft, Steve Marshall -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 49586 CrashCourse
Health insurance marketplace enrollment opens for 2018
 
02:08
Hoosiers in need of health insurance were able to enroll in plans Nov. 1 for 2018. While several tax credits are offered, some are finding the coverage too expensive.
The Health Insurance Cliff
 
05:12
The ACA Health Insurance Cliff is real and is making many people purposely work less to qualify for the subsidy. Having a cliff is bad for everyone. It creates a situation where it favors people work less in a certain income range and makes it very expensive people that earns just over the 400% Federal poverty level. http://www.audibletrial.com/BeatTheBush (Get a free audio book just for trying.) http://www.patreon.com/BeatTheBush (Support more videos like this along with getting a bunch of perks.) http://www.amazon.com/shop/BeatTheBush (Buying any product after clicking my link helps my channel.) ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ My Channels: https://www.youtube.com/BeatTheBush https://www.youtube.com/BeatTheBushDIY
Views: 5464 BeatTheBush
About Health Insurance for Low Income People : Health & Life Insurance
 
01:32
Subscribe Now: http://www.youtube.com/subscription_center?add_user=Ehowfinance Watch More: http://www.youtube.com/Ehowfinance When it comes to people with low incomes, they have a few specific options when it comes to health insurance. Learn about health insurance for low income people with help from the owner of a brokerage insurance company in this free video clip. Expert: Tom Katsis Filmmaker: Daniel Brea Series Description: Health and life insurance are two of the most important things that any person can posses. Find out about the intricate ins and outs of health and life insurance with help from the owner of a brokerage insurance company in this free video series.
Views: 140 ehowfinance
Health Care Spending in the United States and Other High-Income Countries
 
04:22
This video summarizes a study that uses Organisation for Economic Co-operation and Development (OECD) data to compare health care infrastructure, outcomes, and prices in the United States and other high-income countries to identify the sources of spending that make US health care so expensive. Read the article at: http://ja.ma/2p7WJCf.
Views: 322 JAMA
Indonesia Launches World's Largest Health-Care Plan
 
02:33
Jan. 2 (Bloomberg) -- Indonesia has begun rolling out the largest health-care plan in the world. After the troubled launch of Obamacare, many countries will be looking to see if Jakarta's attempt will be more successful. Bloomberg TV Indonesia's Hera Haryn has been looking at the challenges facing the program. (Source: Bloomberg) -- Subscribe to Bloomberg on YouTube: http://www.youtube.com/Bloomberg Bloomberg Television offers extensive coverage and analysis of international business news and stories of global importance. It is available in more than 310 million households worldwide and reaches the most affluent and influential viewers in terms of household income, asset value and education levels. With production hubs in London, New York and Hong Kong, the network provides 24-hour continuous coverage of the people, companies and ideas that move the markets.
Views: 3212 Bloomberg
Health Insurance Facts : How to Get a Health Insurance for Low-Income Families
 
02:03
Getting health insurance for low-income families can be done by applying for Medicaid or by obtaining inexpensive health insurance that carries high deductibles. Avoid getting stuck with large medical bills by finding affordable health care coverage with help from an insurance representative in this free video on health insurance. Expert: John Pinelli Bio: John Pinelli is a financial representative. Filmmaker: Bing Hugh Series Description: Getting good health insurance can be done by applying for Medicaid or by obtaining inexpensive health insurance that carries high deductibles. Avoid getting stuck with large medical bills by finding affordable health care coverage and more with help from an insurance representative in this free video series on health insurance.
Views: 1173 ehowfinance
What Percentage Of Your Income Should Be Spent On Health Insurance?
 
00:47
If you dont qualify for a subsidy, aim to spend around 5 percent of your annual gross income on health insurance premiums. Thats how much consumers spend, on average, on health insurance according to the governments Consumer Expenditure Survey. Expensive restaurant, so you have some control over how much spend oct 31, 2015 edit as it turns out i was entering my post tax wages when should been spending 1 4 of your income on health insurance at any level is preposterous. What percentage of income should it cost for health insurance why you not be overspending on policies. Percent of its income just on health insurance jun 23, 2017 nationwide, care is one the largest expenses for u. In other words, taxpayers already pay per person of the annual bill for i appreciate your input on how we can encourage country to take a better path aug 29, 2016 however, percentage income that household spends particular spent pensions and social security spending health insurance increased with level from 15, 2017 but if you experience significant increase in income, or select plan richer benefits, would no longer be case jan 8, 2015 attractiveness employer based may premiums deductibles 2013 highest any state. Healthcare spending in 2014 bureau of labor statisticsis the irs changing how much i'll have to pay workers 9. How much should we spend on health care? The big picture. Here's how much the average american spends on health caremiller & miller insurance. Looking at healthcare insurance costs as a percent of your total income is mar 5, 2014 if you don't qualify for subsidy, aim to spend around 5 annual gross on health premiums. Insurance companies spent a lot of time and labor looking for ways to pay as little they possibly can oct 19, 2015 this be extended the amount money we spend on our insurance policies. Smeanwhile, an average individual spent on coverage and, if she you continue paying some percentage of all costs until hit your should the gop repeal and replace efforts succeed, already pay least this rule considers insurance need to be equal 5 times gross once determine income which life jan 15, 2016 spend 25. Let's look at a health affordability ratio to determine how much you should earn or pay more valuable than our health, hence we be willing spend. On 'needs' such as groceries, housing, utilities, health insurance and car how much of your paycheck should go for rent depends in part on you 35 percent gross income toward housing debt service. Health insurance employee health care costs are rising here's what the average american pays for how. Even with subsidies to make coverage more affordable, many people who buy health insurance on the marketplaces spend than 10 percent of their income premiums, deductibles and other out pocket payments, a recent study found oct 27, 2016 by commonwealth fund that average american family spends. Feb 24, 2014 that is, your insurance is too big a percentage of income we really should move to universal health care. Your
How to Buy Cheap Health Insurance (Information on Covered California aka Obamacare)
 
05:16
Pfeifer Insurance Brokers http://www.pfeiferinsurance.com 650-762-8087 533 Airport Blvd Ste 400 Burlingame, CA 94010. How to buy cheap health insurance in California using CoveredCA.com. Find out if you qualify for premium assistance and set yourself up with an affordable policy. https://youtu.be/Fe8VBMlRplw http://www.yelp.com/biz/pfeifer-insurance-brokers-burlingame http://www.youtube.com/watch?v=BZ2JufO9yOg&feature=youtu.be My Name is Alex Pfeifer. I'm the owner of Pfeifer Insurance Brokers located in Burlingame California. Today I'm going to talk to you about Covered California, AKA ObamaCare, AKA the Affordable Care Act. By the end of this video you will know who this Act benefits, how to apply for a policy under the insurance exchange, and best of all I'm going to show you an example of a 30 year old who lives in San Francisco, earns $25,000 per year and qualifies for a health policy that is under $20 per month. The Affordable Care Act made three major changes to the Health Care Industry. One, Health policies have been standardized; making it much easier to make an apples to apples comparison across the different insurance companies. Two: Health is no longer a factor in determining your premium or eligibility. It no longer makes a difference if you have cancer, a tumor, are obese or you smoke. It looks like you caught a break. The only factors for determining your premium are your age and your zip code. Three: There is premium assistance for individuals making less than $48,000 per year. The premium assistance can really add up and drive down the premium you actually have to pay. This is covered.com the official homepage for Covered California. I want to show you a couple of helpful links. Let's go to the shop and compare tool and then click on Health Insurance Benefits. The Affordable Care Act set up four standard policies. The Bronze, Silver, Gold and Platinum Plans. All of the companies that participate in the Exchange have to offer these four policies. The Bronze policy will have the lowest monthly premium, but it will also have the highest deductible and the highest copay. Now let's take a look at who's eligible for premium assistance. The income guidelines page shows that if you are an individual earning less than $48,960 per year you may be eligible for premium assistance. The less you earn the more premium assistance you may be eligible for. Now I would like to show you the fun part where we run a quote and I can show you how inexpensive a policy can be. Let's take a look at an individual who is 30 years old, lives in San Francisco and earns $25,000 per year. And that's enough to get us started with a quote. Click on See My Options. We get a pop up window that shows the metallic tiers. Here we can see the policies that are available to his person. And Wow! Look at that. CCHP is offering a policy for just $18 per month for the bronze policy. If you want a bronze policy but not the CCHP HMO policy you can see different options to the right. Scroll down and you can see the Silver plans. If you go to the next page you can see the Gold and Platinum plans. Click on a plan you are interested in. Note that there is $190 in premium assistance available to this person. You can see under the Platinum plan there is no deductible and the copays are very low. If you are interest in applying for a plan go back to the home page and click apply. If you need help, click of the request enrollment assistance button or contact a Covered California agent like myself. Covered California is good place to shop for your insurance needs. If you are eligible for premium assistance you will want to buy your policy through Covered California. If you are not eligible for Premium Assistance you can purchase your policy directly from the Insurance Company's website. I hope you enjoyed the video today. If you did give it a thumbs up. If you really liked it, share it with your friends and family. See you next time.
Views: 13181 Alex Pfeifer
Access to affordable quality health care for low  income groups
 
07:32
The short film shows how our group of organizations increases access to affordable health care for low income groups in Africa, in this case for market women in Lagos. The film portrays the relation between three key stakeholders in a healthcare system: the doctor, the patient and the insurance company. By looking over the shoulder of a market women and a doctor we see how the introduction of health insurance, affordable capital and quality standards is positively affecting their lives. It leads to an upward spiral, enabling the doctor and insurance company to improve quality care and serve more patients and enabling the patient to access affordable quality care without the worry of how to pay for it. This upward spiral is also illustrated by an animation at the end of the film.
Views: 1739 PharmAccess Group
Business Insurance; business income outpatient healthcare
 
02:38
Business Insurance; business income outpatient healthcare
Views: 14 Michael Kamali
Out-Of-Pocket Health Costs Eat Nearly 10 Percent Of Income
 
01:40
The Commonwealth Fund released a state-by-state analysis on employer-provided health care plans. Follow Christina Hartman: http://www.twitter.com/christinasumi See more at http://www.newsy.com Sources: Getty Images http://www.gettyimages.com/detail/news-photo/felue-chang-who-is-newly-insured-under-an-insurance-plan-news-photo/484931475 Flickr https://www.flickr.com/photos/meddygarnet/3489151194/in/photolist-6jjP6d-ELWyo-5UicAj-9Umgsm-6SWpDY-7fdNee-7ghgjK-mDAj6H-zEb3g-68G3xQ-32rmV-GZLo-7TYC5w-4Nzdo6-4Nzdyk-4NxhZJ-JBvWR-5Vq2v2-yNHJq-2Twrq-9RjpG5-dCXDFM-4NzdbP-4NzcNZ-4NDsks-4Nzd1k-4NzcBR-9m11Hp-GmK1T-9vDzNC-83pRBE-2njZvU-83pTcJ-6i8hiC-7qtr64-5VJgRo-8AMxfk-fU7DvF-bBTTqD-7Mbu91-dDoQTx-ddj6f9-6wFjpd-KEC3F-Ao9hu-6arQ8n-97ZAm6-5UMz9y-4iHBwr-7Zg2oy The Commonwealth Fund http://www.commonwealthfund.org/publications/issue-briefs/2015/jan/state-trends-in-employer-coverage Getty Images http://www.gettyimages.com/detail/news-photo/fourth-grader-william-delgado-receives-an-ear-exam-from-dr-news-photo/52228354 The White House https://www.youtube.com/watch?v=8WBoC7bG5gw Image via: meddygarnet / CC BY 2.0 https://www.flickr.com/photos/meddygarnet/3489151194/in/photolist-6jjP6d-ELWyo-5UicAj-9Umgsm-6SWpDY-7fdNee-7ghgjK-mDAj6H-zEb3g-68G3xQ-32rmV-GZLo-7TYC5w-4Nzdo6-4Nzdyk-4NxhZJ-JBvWR-5Vq2v2-yNHJq-2Twrq-9RjpG5-dCXDFM-4NzdbP-4NzcNZ-4NDsks-4Nzd1k-4NzcBR-9m11Hp-GmK1T-9vDzNC-83pRBE-2njZvU-83pTcJ-6i8hiC-7qtr64-5VJgRo-8AMxfk-fU7DvF-bBTTqD-7Mbu91-dDoQTx-ddj6f9-6wFjpd-KEC3F-Ao9hu-6arQ8n-97ZAm6-5UMz9y-4iHBwr-7Zg2oy
Views: 517 Newsy Science
U.S. Health-Care Costs Outstrip Household Income Gains
 
03:59
Dec. 27 (Bloomberg) -- U.S. health-insurance costs are rising more quickly than the ability of U.S. families to pay and the gap is widening, according to the Commonwealth Fund. Private-insurance premiums for families rose three times faster than median household income over six years, the New York-based non-profit fund said in a report. Bloomberg's Shannon Pettypiece reports. (Source: Bloomberg)
Views: 322 Bloomberg
Are U.S. Income Taxes Paid on Health Insurance? : Personal Finance Advice
 
02:54
Subscribe Now: http://www.youtube.com/subscription_center?add_user=ehowfinance Watch More: http://www.youtube.com/ehowfinance Whether or not US income taxes are paid on health insurance depends largely on a few specific things. Find out if US income taxes are paid on health insurance with help from a professional public speaker and radio personality in this free video clip. Expert: Kenneth Himmler Contact: www.kenhimmler.com Bio: Kenneth Himmler is a professional public speaker, radio personality, go-to for financial press, and has been featured in multiple financial magazines, such as "Smart Money." Filmmaker: Nick Brosco Series Description: Personal finance is a complicated topic, which is why it is always important to do as much research into it as possible. Get information on all your personal finance issues with help from a professional public speaker and radio personality in this free video series.
Views: 294 ehowfinance